Terms for using this coverage check

Last updated September 3, 2026.

Educational use only

This quiz provides general educational guidance. It is not an insurance application, quote, professional recommendation, eligibility decision, underwriting decision, or guarantee of coverage or savings.

No government affiliation

Real Health Plans is a private service. It is not affiliated with or endorsed by the federal government, HealthCare.gov, Medicare, Medicaid, or any state Marketplace.

Coverage decisions

Only the applicable Marketplace, insurer, or other coverage provider can determine eligibility, underwriting acceptance, benefits, exclusions, rates, and effective dates. Product availability and rules vary by state.

Marketplace coverage

Marketplace savings depend on expected annual modified adjusted gross income, tax-household size, location, and other eligibility rules. No subsidy or premium amount is promised by this quiz.

Medically underwritten coverage

Non-Marketplace products may use medical underwriting and may have exclusions, benefit limits, or other terms that differ from ACA Marketplace plans. Review plan documents carefully with a licensed representative.

Acceptance

By using this site, you agree to use the information only as general guidance and to review actual coverage terms before applying or enrolling.